About us

Sara Barker, B.Sc. (Hons.)

When I set up Elmbank in 2009 and was based in Reading, Berkshire but relocated the offices to Yateley in Hampshire in 2019.

Sara is our Mortgage expert and has access to a range of lenders and finds the most suitable product for your situation.

Why are we called Elmbank? Elmbank is the name of Sara’s parent’s first house.

Fun fact about Sara: She did Fencing at University and has a Yacht Master qualification in Sailing.

Tracy Ryan, B.A.(Hons.)

Tracy started at Elmbank in 2016 as an administrator and comes from a background in Operational Management and Human Resources.

Tracy progressed into a Protection and General Insurance adviser role in 2020

Her role here is to find tailor made policies to suit your needs and budget covering life, critical illness cover and income protection along with buildings and contents insurance.

At Elmbank we not only want to help you with your mortgage, we also want to ensure that you and your family can continue to live in your home should the worst happen.

Fun fact about Tracy: She did Irish Dancing until she was 16 and is always the first person on the dancefloor at parties.

Helen Anstey

Helen started at Elmbank in 2011 coming from a background in Banking and Occupational Health.

Her role here is, once your mortgage application has been submitted she manages the progress of your case with lenders to ensure they have all the relevant documents and that the survey is booked in so the mortgage offer can be issued as swiftly as possible.

She will also liaise with estate agents where necessary and will keep you updated every step of the way.

Fun fact about Helen: She is a bit of a thrill seeker, having ridden around the Velodrome and gone up in a hot air balloon, she has now done the zip wire and her next adventure is hangliding.

Siobhan Freeman, B.A.(Hons.)

Siobhan started at Elmbank in 2022 and she comes from a background in creative and administrative roles.

Her role here is, once your mortgage offer has been issued, she manages progress with the solicitors to ensure everything is on track for completion and ensures we have a review on our system for when the rate is due to end.

Fun fact about Siobhan: She wants to visit all the Disney parks around the world, and even was proposed to outside the Castle in Disneyland Paris.

James Mulder

James completed his CeMAP exams in 2023 and then joined Elmbank in April 2024, James now looks after an estate agent in Reading and Wokingham.

His role here as a Mortgage Adviser means he can access the mortgage products from a range of lenders to find the most suitable product for your situation.

Many of James’ clients are portfolio landlords so he is the best person to speak to regarding Buy-to-let mortgages.

Fun fact about James is he loves economics and anything finance, all starting from his studies in Accounting and Economics in sixth form.

Jamie Parker, B.A.(Hons.)

Jamie recently joined Elmbank in 2025 after completing his CeMAP exams at the end of last year, after completing 3 years at the University of the West of England.

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His role here as a Mortgage Adviser means he can access the mortgage products from a range of lenders to find the most suitable product for your situation.

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Jamie’s main experience so far lies in residential mortgages, plus helping first-time buyers get on the housing ladder. 

Fun fact about Jamie: Due to a lack of preparation, he once had to walk a marathon holding a shopping bag, which is something he would not recommend.