Mortgage & Protection Broker · Yateley, Hampshire
Mortgage and protection advice, built around your life.
Elmbank Mortgages is mortgage and protection broker based in Yateley, Hampshire, advising clients since 2009. Alongside your adviser, you get a dedicated case manager chasing your lender and a completions co-ordinator chasing your solicitor.
25+ years experience
Qualified advisers
Yateley Office
Why use a broker
Why use a mortgage broker rather than your bank?
Unlike a bank, we aren't tied to one lender. We compare rates and tailored deals from a range of lenders to suit your circumstances, acting as your go-between. If your current deal can't be bettered, we'll tell you so. Unbiased advice, always.
25+
Years of experience
1000s
Mortgages placed
6
Specialists
Why use a broker?
What working with us looks like.
We are a mortgage broker, which means that unlike a bank we can compare rates and deals to suit your circumstances. We have access to a range of lenders and can act as a go-between on your behalf.
We will always offer you unbiased advice. If your current deal cannot be bettered, or your bank can offer a better rate than we can find in the market, we will tell you so.
Why ELMBANK
Why put your trust in us?
Elmbank has been advising on mortgages since 2009. Sara Barker, who founded the firm, has specialised in mortgages since 2000 - through several recessions and every major regulatory change in that time.
Alongside Sara and fellow advisers James Mulder and Jamie Parker, you have Tracy handling protection and insurance, Helen managing your application with the lender, and Siobhan seeing it through to completion. Nobody is fitting your case around advising someone else.
We also contact you before your rate ends, so you are not moved onto a standard variable rate by default.
Your property may be repossessed If you do not keep up with repayments on your mortgage
The Financial Conduct Authority does not regulate most buy to let mortgages.
Elmbank in the community
Supporting Launchpad Reading
www.launchpadreading.org.uk
At Elmbank our job is to help people find and get the finance for their homes, but on the flip side of this many people find themselves homeless for lots of different reasons.
Launchpad are a local Reading based charity who provide help, assistance and guidance to those who find themselves in this unfortunate position.
We have decided to help this very needed organisation by donating £10 to them for every mortgage that we do.
On clicking the third-party website links, you will leave the website of Elmbank Mortgages Ltd. Neither Elmbank Mortgages Ltd nor Sesame Ltd is responsible for the accuracy of the information contained within the linked site.
Find out more about Launchpad
In addition to the homeless charity, we also make a £10 donation to a local hospice for every protection application.
Frequently asked questions
From application to formal mortgage offer typically takes two to six weeks, depending on the lender and how quickly documents are supplied. Complex cases take longer. We give you a realistic timescale at the outset.
No. You are welcome to visit us at Saddlers Court in Yateley, but everything can be handled by phone, email and video call.
Elmbank Mortgages Ltd is an appointed representative of Sesame Ltd which is authorised and regulated by the Financial Conduct Authority.
Most lenders require a minimum of 5% of the property's value. A larger deposit typically opens a wider range of products and lower rates, with rates generally improving at each threshold up to around 40%.
Contact
Book a no-obligation consultation.
Everything can be done over the phone and remotely by email, or visit our office in Yateley - whatever offers you the flexibility you need.
CALL US
Address
Saddlers Court, 96 Reading Road Yateley, Hampshire, GU46 7RX
Hours
Monday - Friday - 9am - 5.30pm